Backing & Solvency
Building Trust Through Full Collateralization
Aryze stablecoins are designed to mimic the stability and reliability of traditional cash and central bank digital currencies (CBDCs). Unlike volatile digital assets, Aryze stablecoins maintain a stable value and can always be redeemed for their underlying backing assets. This ensures trust, transparency, and usability in both institutional and retail financial ecosystems.
Launch and Backing
Aryze stablecoins are issued by Aryze BVI and supported by leading financial institutions, including Bank Frick and Britannia Financial Group. Initial reserves are managed through ONE Financials, a UK-based institution, providing robust infrastructure and governance for reserve backing. Each stablecoin represents a claim against Aryze BVI and is fully backed by government-guaranteed assets under a formal fund-management agreement with Aryze ApS.
Full-Reserve Model
Every Aryze stablecoin is backed 1:1 with highly liquid, low-risk assets such as cash, U.S. Treasury bills, and European government bonds. This full-reserve approach ensures tokens are fully collateralized from issuance, creating a stable and reliable foundation for users.
Solvency and Auditing
Aryze upholds the highest standards of transparency and solvency through rigorous auditing:
Monthly Audits: Conducted by Grant Thornton, a leading global audit firm, to verify that reserves fully back the circulating supply of Aryze stablecoins.
Continuous Monitoring: Grant Thornton has direct access to Aryze’s banking and custody accounts, enabling real-time solvency tracking and proof-of-reserves reporting.
Public Reporting: Audit results are published for public access, allowing stakeholders to independently verify reserve levels and token backing.
Circulating Supply Management
Aryze ensures a controlled and compliant process for issuing stablecoins:
Issuance to Regulated Entities: New stablecoins are only issued when regulated entities such as corporate institutions or market makers purchase them.
Controlled Distribution: Aryze does not accept direct deposits from retail or corporate users. Purchases are facilitated through compliant platforms.
Reseller Process: Fiat currencies are transferred to authorized resellers, who request tokens from Aryze BVI’s treasury. Every issued token is backed 1:1 by reserves at the time of issuance.
Price Stability: Market makers actively engage in arbitrage on exchanges to keep token prices close to their pegged value, minimizing volatility.
Regulatory Compliance
Aryze operates in strict alignment with global regulatory standards:
MiCA Compliance: Aryze stablecoins meet the rigorous legal and financial requirements outlined by MiCA (Markets in Crypto-Assets).
Whitelisted Platforms: Minting and trading activities are restricted to compliant entities via whitelisted platforms and treasury processes.
By ensuring that each token is backed by high-quality assets, transparently audited, and responsibly issued, Aryze provides a secure, reliable, and innovative approach to digital financial transactions. With this commitment to trust and compliance, Aryze stablecoins set a new standard for stability and transparency in digital finance.
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